The first important thing to do when purchasing a mortgage is proper planning and preparation. Mortgages bring a lengthy commitment and the cost will account for one of the biggest expenses you will have to pay. There are many important factors that can determine what you pay for mortgage such as: date of purchase, size of home, state, insurance, interest, and taxes. By researching your refinancing mortgage loan lehi Ut choices, you will be more likely to find assistance with your mortgage that will help you find the mortgage plan that best suits your needs.